Commercial janitorial services are an important part of any business. They provide a clean and safe environment for employees and customers alike. As such, it is important for businesses to ensure that their janitorial services are properly insured. This article will discuss the types of insurance that commercial janitorial services should carry and why it is important. The first type of insurance that commercial janitorial services should carry is general liability insurance.
This type of insurance covers any damages or injuries that may occur as a result of the janitorial services’ work. This includes any property damage, bodily injury, or personal injury that may occur while the janitorial services are on the job. It also covers any legal fees that may arise from a lawsuit related to the janitorial services’ work. The second type of insurance that commercial janitorial services should carry is professional liability insurance. This type of insurance covers any errors or omissions that may occur while the janitorial services are on the job.
This includes any mistakes made while cleaning or any negligence on the part of the janitorial services. Professional liability insurance also covers any legal fees that may arise from a lawsuit related to the janitorial services’ work. The third type of insurance that commercial janitorial services should carry is workers’ compensation insurance. This type of insurance covers any medical expenses or lost wages that may occur as a result of an injury sustained while on the job. It also covers any legal fees that may arise from a lawsuit related to the injury. The fourth type of insurance that commercial janitorial services should carry is property damage insurance.
This type of insurance covers any damage to property caused by the janitorial services’ work. This includes any damage to furniture, walls, floors, or other items in the building caused by the janitorial services’ work. It also covers any legal fees that may arise from a lawsuit related to the damage. The fifth type of insurance that commercial janitorial services should carry is business interruption insurance. This type of insurance covers any losses incurred due to a disruption in business operations caused by an event such as a fire, flood, or other natural disaster.
It also covers any legal fees that may arise from a lawsuit related to the interruption. It is important for businesses to ensure that their commercial janitorial services are properly insured in order to protect themselves from potential liabilities and losses. By carrying the right types of insurance, businesses can rest assured knowing that they are covered in case something goes wrong.
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